---
title: Payments
description: Build payments on Solana with SDP — concepts, send, accept, and ramps.
---

SDP provides a Solana-native payments stack: stablecoin transfers, fiat on-ramps and off-ramps, and reconciliation primitives. This section mirrors the structure of the [public Solana payments documentation](https://solana.com/docs/payments) and maps each workflow to the SDP APIs you call to ship it.

If you have not yet provisioned a custody wallet or token, start with [Set Up Wallets](/docs/guides/setup-wallets) and [Tokenize an Asset](/docs/guides/tokenize-an-asset).

## What's in this section

- **[How payments work on SDP](/docs/payments/concepts)** — wallets, tokens, signing modes, fees, and the transfer data model.
- **Send payments** — outbound flows.
  - [Basic payment](/docs/payments/send-basic-payment) — a single transfer in either signing mode.
  - [Payment with memo](/docs/payments/send-payment-with-memo) — attach order or customer references to a transfer.
  - [Payouts and disbursements](/docs/payments/send-payouts) — batched outbound transfers and reconciliation.
- **Accept payments** — inbound flows.
  - [Accept overview](/docs/payments/accept-overview) — receiving-address convention and integration options.
  - [Verifying a payment](/docs/payments/accept-verification) — transfer-status semantics and finality.
  - [Indexing and reconciliation](/docs/payments/accept-indexing) — listing inbound transfers for your ledger.
- **Ramps** — fiat on-ramps and off-ramps.
  - [Ramps overview](/docs/payments/ramps) — onramp and offramp request shape, KYC handoff, status states.
  - [Ramp providers](/docs/payments/ramps-providers) — MoonPay, Lightspark, and BVNK configuration.

Wallet-wide controls and balances are documented in [Wallet operations](/docs/wallet-operations).

## Underlying API

Every page in this section links to specific endpoints in the auto-generated [Payments API reference](/docs/reference/api/payments). The Payments API surface is namespaced under `/v1/payments` and groups into four areas: `transfers`, `ramps`, `wallets/.../balances`, and `wallets/.../policies`.

## Related

- [End-to-end payment flow](/docs/tutorials/end-to-end-payment-flow) — high-level tutorial covering quote through settlement.
- [Prepare vs Execute](/docs/guides/prepare-vs-execute) — SDP's two signing modes (used throughout payments).
